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Use A San Diego Realtor To Buy A Home

By Paul Caparas

Purchasing a home is a major life landmark and the biggest financial commitment that most people make. Emotions play a huge part in decision making, especially for first time San Diego home buyers. Contemplating a first home or a move to a more spacious one is exciting, but it’s also very easy for a home buyer to let that excitement override good judgment, one of the reasons home buyers call a San Diego Realtor.

What is Affordable

Many home buyers can get really excited by the idea of buying a home that they become easily confused about the true costs. Focusing on the sale price alone doesn’t consider the whole picture and the real expenses involved. Part of a realtor’s work is to assist home buyers in finding out just how much home they can financially handle, figuring in debts and down payments, taxes and interest beyond the mortgage principal and any other costs tied to owning a property. When a home buyer reaches the stage of wanting to make an offer, agents serve as master negotiators for the buyer to make sure that the offer is reasonable against the sale price. It is also the responsibility of a San Diego Realtor to be knowledgeable and up-to-date on comparable bank and mortgage rates and loan details, saving the buyer an immense amount of time finding the most suitable lender.

Why Not Do It Yourself?

[youtube]http://www.youtube.com/watch?v=Zw3Gn0LScUk[/youtube]

The temptation to buy a home without using a real estate agent may be strong, at least until a buyer realizes how involved the home buying process can really be or even where to start. Unlike most other purchases, the buying and selling of property is heavily regulated. Complex property laws are uncommon knowledge to the average home buyer and, even the tiniest mistake in the volumes of paperwork needed, can break a home buying deal and a prospective owner’s heart. By hiring a San Diego Realtor, home buyers transfer the intricate legal aspects of the transaction to the willing shoulders of someone more experienced.

Closing Time

Realtors have a very big incentive to make home buyers happy. Realtors will not get paid until Close of Escrow. Although commission is paid by the seller, it’s very important that an agent, helping a buyer to purchase San Diego real estate, make the passage from initial sales agreement to closing seamless. Many legal documents accompany a settlement involving lender’s terms, title investigation and insurance, which can be a dizzying experience for anyone inexperienced with the highly detailed process.

Realtor Resources

Realtors share exclusive San Diego real estate information with buyers through a fact-filled database known as the Multiple Listings Service (MLS). With this tool, buyers can learn average home sale prices in particular neighborhoods, available unadvertised properties and community school, tax and much more. Real estate agents make a living by knowing the right people. An agent’s daily colleagues are a circle of valuable contacts who ensure rapid and smooth home buying transactions–mortgage lenders, appraisers, advertisers, surveyors, lawyers, repair contractors, builders, title insurance companies and other real estate agents who have real estate listed in the market.

In the Numbers

Even though do-it-yourself alternatives exist, more than 80 percent of home buyers still purchase a home using the services of a realtor.

About the Author: Paul Caparas,

San Diego Realtor

for Weichert Realtors Elite. Also please visit my

Mira Mesa Homes

blog for Mira Mesa Real Estate updates.

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Fuel leak prompts 17,000-vehicle recall by Toyota

Sunday, June 27, 2010

Toyota announced on Friday that it will recall around 17,000 Lexus vehicles in response to risks of the fuel tank in the cars leaking after a collision.

The Lexus HS 250h model was subjected to the recall following a US National Highway Traffic Safety Administration (NHTSA) investigation. Despite previously passing Toyota safety inspections, the conclusions of an NHTSA sub-contracted investigator were that; when the vehicles in question collided with an object at more than fifty-miles-per hour, more than 142 grams of fuel, the maximum allowed by US law, leaked from the crashed car.

According to Toyota, further tests did not show any additional failure of the fuel tank.

In response to the findings, Toyota issued a recall of all affected vehicles, since the company had no solution immediately available. The recall includes 13,000 cars already sold, as well as another 4,000 still at dealerships.

Toyota says it plans to conduct further tests to determine the cause of the leak. A Toyota spokesman, Brian Lyons, said that the company was “still working to determine what the root cause of the condition is.” It’s still unclear when exactly the recall will take place, or when dealerships will be allowed to sell this model again. Lyons said that Toyota is “working feverishly to get this resolved as soon as possible.”

Toyota isn’t aware of any accidents stemming from the leaking fuel tank in the affected vehicles, first introduced in the summer of 2009.

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US Supreme Court rules video games are protected speech

Wednesday, June 29, 2011

In a 7-2 decision handed down on Monday, the US Supreme Court struck down California’s violent video game law and ruled that video games are protected speech covered by the First Amendment. The California law banned the sale and rental of violent video games to minors.

The underlying question was whether the violence in video games has the ability to affect children more than violence in other media, such as books, movies, plays and other forms of entertainment.

Video games qualify for First Amendment protection. Like protected books, plays, and movies, they communicate ideas through familiar literary devices and features distinctive to the medium.

Justice Antonin Scalia, writing for the majority, said that depictions of violence have never been regulated by the US government. Thus violent videos are not to fall under government control as does pornography but is to be accorded the same First Amendment protections as other forms of entertainment. The sale of violent video games is not to be criminalized and California’s attempt to do so was “unprecedented and mistaken.” Scalia noted, referring to fairy tales, that “the books we give children to read—or read to them when they are younger—contain no shortage of gore.”

[T]he books we give children to read—or read to them when they are younger—contain no shortage of gore.

The beginning of the decision states, “Video games qualify for First Amendment protection. Like protected books, plays, and movies, they communicate ideas through familiar literary devices and features distinctive to the medium. And ‘the basic principles of freedom of speech…do not vary’ with a new and different communication medium.”

“The most basic principle—that government lacks the power to restrict expression because of its message, ideas, subject matter, or content, Ashcroft v. American Civil Liberties Union, 535 U. S. 564, 573—is subject to a few limited exceptions for historically unprotected speech, such as obscenity, incitement, and fighting words. But a legislature cannot create new categories of unprotected speech simply by weighing the value of a particular category against its social costs and then punishing it if it fails the test.”

The justices were not convinced by the existing research that the interactive nature of video games pose a greater risk to society because of their interactive nature. None of the results of the existing research put before the court showed that violent games cause violent behavior. “Psychological studies purporting to show a connection between exposure to violent video games and harmful effects on children do not prove that such exposure causes minors to act aggressively. Any demonstrated effects are both small and indistinguishable from effects produced by other media. Since California has declined to restrict those other media, e.g., Saturday morning cartoons, its video-game regulation is wildly under-inclusive, raising serious doubts about whether the State is pursuing the interest it invokes or is instead disfavoring a particular speaker or viewpoint.”

According to Nadine Kaslow, professor and chief psychologist at Emory University Department of Psychology and Grady Hospital, the evidence regarding the effects of violent video games is mixed. While there is evidence to suggest that exposure of children to violence results in more aggressive and less pro-social behavior, some studies show there is no negative effect, she said. She point out that toy guns were popular and parents monitored whether toy guns were allowed in the home.

This ruling does not prevent private retailers from placing restrictions on their sale of video games. The video game industry currently has its own rating system, much like that used for movies, and educates retailers in using the rating system to prevent minors from buying mature-rated games. According to PC World the industry’s compliance is better than that of other entertainment industries. Further, parental controls have been added to game consoles.

The view of the Entertainment Software Association that a better strategy is the education of parents rather than court battles.

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Brett Favre says goodbye to NFL at press conference

Friday, March 7, 2008

After playing 17 seasons in the United States’ top professional football league, quarterback Brett Favre of the National Football League‘s (NFL) Green Bay Packers bid a final farewell to the sport in an emotional press conference at Lambeau Field on Thursday, saying he is “not up to the challenge” of another season.

“I know I can play. But I don’t think I want to, and that’s what it really comes down to,” the 38-year-old Favre said.

Favre, who officially retired on Tuesday, dressed for the hour-long event in an untucked button-down shirt, blue jeans, and days worth of stubble. “It is on my terms, which is a good way to go out,” he said of his attire. He thanked the Green Bay Packers’ organization, his family, and his fans for their support throughout his career, but reluctantly admitted it was time to move on.

“I’ve given everything I can possibly give to this organization and I don’t think I’ve got anything left to give,” he said, as tears welled up in his eyes. “What matters is it’s been a great career for me. It’s over. As hard as it is for me to say, it’s over.”

His retirement came as somewhat of a surprise to the Packers, who expected he would return for another year. Favre refuted the notion that the Packers did not do enough to get him to return, and assured the organization that nothing they could have done would have affected his decision.

It’s only gotten tougher and something told me ‘You know it’s gotten too hard for you.’

“I know there’s been comments and issues in the press lately about why I’m leaving, whether or not the Packers did enough, whether or not Ted or (coach) Mike (McCarthy) convinced me to stay,” Favre said. “None of those things have anything to do with me retiring, and that’s from the heart.”

He instead offered a simpler reason for his departure: the stress of the job was getting to be too much “I don’t think it would get easier next year or the following year,” he said. “It hasn’t up until this point. It’s only gotten tougher and something told me ‘You know it’s gotten too hard for you.'”

When asked about his future plans, he replied, “Nothing.” This is a new phase in his life, he explained. “I am going to stick to that until I want to do something else.” He and his wife, Deanna, said they will be putting all public events on hold for a year, because, as Deanna said, “Honestly, we both are really tired.” He says they will still be involved with charities in the future, but not as extensively as before.

Favre holds NFL records in most wins by a starting quarterback, most passing yards, most passing touchdowns and most consecutive games started. However, he says that “the statistics part wasn’t that important. I was never really a statistics guy. I hope my legacy is a lot more than that.”

In 2007, he led the Packers to a 13-3 season, but lost in the NFC championship game to the eventual champion New York Giants. The final pass of his career was an interception that resulted in the Giants’ game-winning field goal. Still, Favre believes he is “going out on top”, and he could “care less what other people think”.

“One play, one game, one season, doesn’t define me,” he said. “It has been a wonderful career.”

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How To Make My Buttocks Bigger Fast

Would you like to make your buttocks bigger? Fast? I understand perfectly. Big wellrounded buttocks will give a girl a lot of sex appeal. In africa this has always been the case. Africans love big, round wiggling booties. To tell you the truth the same applies to the US or most other countries. It is just that fashion sometimes has told us to keep the buttocks small. At the time being, more and more people open up their eyes to the sheer beauty of big wellshaped butts. So if you ask yourself the question, how to make my buttocks bigger fast, read on and I will show you how.

To get bigger buttocks fast, there are a few options available. To start with let us look at surgery. There are butt implants and butt injections. Butt implants and butt injections both give fast and permanent results. However there are several negative aspects as well. First of all there is the cost. Surgery is expensive and can set you back several thousands of dollars. Then you will have to take time of work in order to recover after surgery. The result of butt implants can sometimes be dissapointing as the implants are hard and do not feel natural. Finally last but not least both butt implants and butt injections are surgery and as such they carry risk. It is all up to you but in my eyes it is simply not worth it.

[youtube]http://www.youtube.com/watch?v=try0CWXRyrw[/youtube]

There are other ways to get bigger buttocks. There are natural methods which will make your butt bigger without emptying your wallet and without causing any risk to your health.

To start with, exercise. You can make your butt bigger by performing the right sort of exercises. There are exercises really designed to make your butt bigger and if you perform correctly they will significantly make your butt grow. Buttocks are mainly muscle and will respond well to exercise. It will also keep the buttocks firm and give them a nice shape.

In many cases exercise alone is enough to give you the results you want but there are more than just exercise. A good diet can help you to add some fat to your butt thus increasing its volume even more. This will increase its size while keeping the nice shape it gets from exercising and without adding fat to the rest of your body. Examples of foods you can try is fish, fish oil, milk and different types of nuts.

The fatty acids in these foods helps to add fat to your booty. There are also other ways of adding fat to your booty. There are combinations of certain oils which when rubbed into the skin of your butt will give it more volume.

These were but a few tips. As you can see there are ways to make your butt bigger naturally. Using these methods will give you results in as little as a few weeks. All you have to do is to get started. Just imagine how sexy you would look with bigger, rounder buttocks. This is how to make your buttocks bigger fast.

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All you need to do now is to take action. Visit my blogg to find out how to make my buttocks bigger fast to learn how to get a really eyecatching sexy booty.Go here: biggerbuttquickly.blogspot.comAuthor: Joakim Per Andersson

Live 8 concerts around the world to “End Poverty Now”

Saturday, July 2, 2005

Massive music concerts took place around the planet under the Live 8 banner in an effort to put pressure on the leaders of the eight richest countries in the world to end global poverty.

All concerts were timed to take place between noon and 10pm local time, with over a million people expected to attend concerts in Britain, France, Germany, Italy, Japan, the US, Canada, South Africa and Russia. The events were broadcast to a potential audience of five and a half billion people world-wide.

The largest concert was in the US in Philadelphia where, over the course of 7 hours, hundreds of thousands of people gathered to watch Stevie Wonder, Kanye West, Destiny’s Child, Dave Matthews Band, and Black Eyed Peas among others. Philadelphia native Will Smith both performed and was the opening presenter. Peak attendance, the maximum amount of people believed to be watching Live 8 on the Benjamin Franklin Parkway at a given time, is estimated to have been between 600,000 and 800,000.

In Hyde Park in London, 205,000 people watched acts including Elton John, Madonna, Coldplay, Robbie Williams and Pink Floyd. The concert was opened by Sir Paul McCartney and U2 playing Sgt. Pepper’s Lonely Hearts Club Band – the first time the song has ever been performed live by a Beatle. It ended at 11.58pm with all of the acts coming on stage to sing one last time.

Bill Gates – founder of Microsoft and the richest man in the world (owning $46.5 billion) – appeared on the London stage to discuss the challenges facing the world, before introducing Dido. Later, Kofi Annan, the Secretary-General of the UN addressed the audience, thanking them for their support.

However, the first concert to open – in Japan – only drew 10,000 spectators, disappointing many.

The concerts follow on 20 years after the Live Aid concert organised by Bob Geldof, which was created to raise money for famine victims in Ethopia.

By contrast, the aim of Live 8 – also organised by Geldof – is not fund-raising but instead to apply pressure to the leaders of the G8 to end world poverty, which claims the lives of 50,000 every day.

The Live 8 organisers are urging the G8 to:

  1. Double the aid sent to the world’s poorest countries,
  2. Fully cancel their debts,
  3. Change the trade laws so that they can build their own future.

The Finance Ministers of the G8 agreed a plan last month to cancel the debt of 18 of the poorest countries to the IMF, the World Bank and the African Development Fund, but are requiring other countries to end political and financial corruption before they become elegible for debt relief.

On Thursday the President of the United States, George W. Bush, announced that the US will double US aid to Africa by 2010 – increasing to $8.6 billion a year. Bob Geldof welcomed the news, saying “This is the first time we have heard this sort of language.

“This is very, very positive indeed.”

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3 Reasons To Choose Mausoleum Services Instead Of Burial

byadmin

When it comes to considering your funeral someday, many already know exactly what they want in terms of a burial. There are so many options available to those who can stomach it. One idea that is coming back into popularity from ancient rituals is the idea of Mausoleum Services, or virtually being mummified in an above-ground tomb. Here are a few reasons to consider choosing a mausoleum.

It is a Type of Preservation

If you are interested in a unique way to be buried, this is certainly for you. By being buried in an encapsulated above-ground casket, the deterioration process cannot really take place. In turn, this actually begins a type of mummification, the preservation process on your body. Many people go for this option for the possibility of being used in scientific experiments in the future.

It Can Be Cheaper

Mausoleum Services are sometimes complicated, but, for the most part, can sometimes be cheaper. Because the casket does not have to be sealed in the same way that an underground casket does, it can essentially knock a few dollars off of your burial fee. Depending on the time of year and the circumstances, you can be sure to get a fairly inexpensive burial with a mausoleum.

It Does Not Need Maintenance

With a gravesite underground, your loved ones consistently have to maintain your plot. Weeds and things may grow and even the tombstone is not always weather-proof. With a mausoleum, you eliminate the maintenance work for your loved ones and put yourself in a grave that needs none at all. This can keep them from having to go back regularly, reliving the pain of losing you once again.

As you can see, there are many benefits to this unique form of burial. Not only will you stand out from everyone else, but it can also be cheaper and does not require as much maintenance to your gravesite. If you are planning your funeral and are looking for a cheap and unique way to be buried, consider a mausoleum as your first option. For more information on funerals and burials, check out Newcrowncemetery.com. You can also visit them on Facebook.

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  • 1 September 2020: University defeat Maroochydore in round five of 2020 Sunshine Coast Rugby Union season
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  • 25 May 2020: Georgian tennis player Nikoloz Basilashvili arrested on domestic violence charge
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  • 6 November 2018: Ross Edgley swims around Great Britain for first time in history
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Category:Sports

This is the category for sports.

Refresh this list to see the latest articles.

  • 1 September 2020: University defeat Maroochydore in round five of 2020 Sunshine Coast Rugby Union season
  • 25 August 2020: Caloundra defeat Wynnum in fourth round of 2020 Sunshine Coast Rugby Union season
  • 18 August 2020: Caloundra defeat Maroochydore in third round of 2020 Sunshine Coast Rugby Union season
  • 25 May 2020: Georgian tennis player Nikoloz Basilashvili arrested on domestic violence charge
  • 24 May 2020: Japanese professional wrestler and Netflix star Hana Kimura dies aged 22
  • 14 October 2019: Kenya’s Brigid Kosgei sets new world record at Chicago Marathon
  • 1 October 2019: Norway’s Warholm wins gold in 400 m hurdles at World Championships in Doha
  • 6 November 2018: Ross Edgley swims around Great Britain for first time in history
  • 9 August 2018: Real Madrid agrees with Chelsea FC to sign goalkeeper Thibaut Courtois
  • 8 August 2018: Football: Manchester City beats Chelsea 2-0 to win English Community Shield
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Living With An Iodine Allergy

By Wilhelm Williams

Exactly what do you need to know about an iodine allergy? Are you allergic to iodine? If you have never been in contact with iodine how would you know?

Are you allergic to fish?

Most people who have an iodine allergy find think they are allergic to fish because they have an allergic reaction when they eat seafood. This is because the largest naturally occurring source of iodine is dissolved in seawater.

Just because a person is allergic to fish or shellfish does not mean that it is because of the iodine. It is possible to be allergic to fish for other reasons. It is very hard to determine if you have iodine allergies or sensitivity.

Uses of iodine

[youtube]http://www.youtube.com/watch?v=try0CWXRyrw[/youtube]

Iodine is used in the medical community. The two main uses are topically as an antiseptic and as a dye. Common table salt contains iodine as well.

People who develop an allergic reaction to topically administered iodine do not necessarily also indicate that they are allergic to iodine when consumed. When donating blood it is common to be asked if you are allergic to iodine, it is used to sterilize the area around the artery. The solution they are using also contains Povidone and you might be having an allergic reaction to it instead of the iodine.

Symptoms of an iodine allergic reaction

* Experience difficult breathing

* Swelling of the throat and tongue

* Anaphylactic shock

* A rash on the skin around the area exposed to iodine

You might have an iodine sensitivity.

With iodine sensitivity, you can experience fever, excessive sweating or nausea. If you are injected with iodine and suffer extreme symptoms, you would be diagnosed with an iodine allergy. If you see a rash on your skin after applying iodine, you will more than likely have an allergy to the iodine.

For these reasons, how to know if you have an iodine allergy is difficult unless you actually have an allergic reaction. If you eat fish and experience an upset stomach, nausea or vomiting, it could be the oils from the fish causing your reaction. During an x-ray however, you would know for sure you are allergic to iodine. The difficulty in breathing is the most obvious indicator.

If you need help with answering the question, how to know if you have an iodine allergy, you might need to visit an allergist to have a skin test done. If you plan to have x-rays done requiring the use of iodine injection and you have experienced nausea or other symptoms when eating fish or using iodine on the skin, you need to have a skin test done to be safe. Not everyone will have the same reactions to iodine allergies, therefore, there is no one answer that completely answers the question. It is always better to be safe than sorry with your health.

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