Author: Admin

Author: Admin

Iranian International Master Dorsa Derakhshani discusses her chess career with Wikinews

Admin

Tuesday, April 14, 2020

In February 2017, the Iranian Chess Federation announced two teenage chess players, Dorsa Derakhshani and her younger brother Borna Derakhshani, were banned from representing the national team. The federation announced their decision although Dorsa Derakhshani had previously decided and informed the chess federation she did not wish to play for Iran.

Dorsa Derakhshani is currently 21 years old and holds the International Master (IM) as well as Woman Grand Master (WGM) titles. Her brother, Borna, plays for the English Federation and holds the FIDE Master title.

Dorsa Derakhshani was banned since she did not wear a hijab, an Islamic headscarf, while competing at the Tradewise Gibraltar Chess Festival in January 2017. Under the laws of Islamic Republic of Iran, hijab is a mandatory dress code. Her brother Borna Deraskhsani was banned for playing against Israeli Grand Master (GM) Alexander Huzman at the same tournament. Iran does not recognise the existence of Israel, and previously, Irani athletes have avoided playing against Israeli athletes.

Mehrdad Pahlavanzadeh, the president of the country’s chess federation, explained the decision to ban the players saying, “As a first step, these two will be denied entry to all tournaments taking place in Iran and in the name of Iran, they will no longer be allowed the opportunity to be present on the national team.” ((fa))Farsi language: ?????? ????? ?? ??? ??? ?? ??? ????? ?? ?? ???? ???????? ?? ?? ????? ? ?? ??? ????? ?????? ??????? ????? ??????? ? ???? ???? ???? ?? ??? ??? ?? ??????? ????. He further stated, “Unfortunately, something that should not have happened has happened and our national interest is paramount and we have reported this position to the Ministry of Sports.” ((fa))Farsi language: ????????? ?????? ?? ????? ????????? ?????? ??? ? ????? ??? ?? ?? ?? ???? ?????? ???? ? ?? ??? ???? ?? ?? ????? ???? ?? ????? ?????.

IM Dorsa Derakhshani, who currently studies at Saint Louis University in the United States and plays for the United States Chess Federation, discussed her chess career, time in Iran and the 2017 controversy, and her life in Saint Louis with a Wikinews correspondent.

Retrieved from “https://en.wikinews.org/w/index.php?title=Iranian_International_Master_Dorsa_Derakhshani_discusses_her_chess_career_with_Wikinews&oldid=4583918”
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Keeping Your Health In Check With Cat Scan

Admin

CAT scan, otherwise known as the Computerized Axial Tomography scan, is among the most common diagnostic procedures in the medical field. It is beneficial in helping health care providers diagnose and detect abnormalities in the human body. This post talks about the basic questions that most people ask about it.

Does it cause pain?

No. The procedure is painless and non-invasive.

When is it often prescribed?

This diagnostic method is prescribed for the following reasons:

  1. To gain cross-sectional views of the human anatomy.
  2. To identify abnormalities in the internal structures.
  3. To aid and assist other procedures like surgery, biopsies, and drains.
  4. To provide baseline data needed for medical diagnosis.
  5. To guide health care providers in the placement of instruments and other things for treatment.

How does it provide doctors with images?

It combines various X-ray images with the aid of the computer to give various cross-sectional views that could not be seen through plain X-ray alone. It may also give three-dimensional images of internal organs and structures.

What does the machine look like?

The machine looks like a large donut-shaped scanner. When a person is inside, the body is scanned at different angles so that various pictures may be produced. Each image taken is referred to as a slice. The slice is recorded on film and is later referred to as a tomogram.

What are the usual parts visualized?

Usually, this diagnostic procedure is done on:

  1. The head for injuries like skull fractures, blood clots, and tumors.
  2. The spine for a viewing of the vertebral column and spinal cord.
  3. Other bones for evaluation of bone density. This is common in osteoporosis clients.
  4. The chest for visualization of cysts, infections, and tumors.
  5. The abdomen to get a clear look at the liver, stomach, pancreas, spleen, gallbladder, aorta, kidneys, uterus, and ovaries.

Is contrast material necessary?

Contrast material or dyes are sometimes used to enhance the scanning. For example, it may be added to the spinal fluid so that a better image of the spine, spinal cord, and the nerves may be seen. The dye is usually administered via the veins.

What are the risks involved?

This is a very low-risk procedure. The most adverse reaction is hypersensitivity to the intravenous contrast material. Clients are often asked if they are allergic to seafood since the dyes are iodine-based. Pregnant women in their first trimester of pregnancy are also not advised to have scans due to the danger of radiation on the fetus.

What preparations are needed?

Food and fluids are restricted several hours before the scanning. Physical exams and history-taking is also done. All metallic objects and certain pieces of clothing should be removed so that the clarity of the diagnostic imaging may be good.

‘Afghanistan is a 20-year venture’ warns Canadian general

Admin

Monday, August 8, 2005

Maj.-Gen. Andrew Leslie, one of Canada’s top generals says Canadians should prepare for a long mission to Afghanistan in order to help it break out of “a cycle of warlords and tribalism.” Leslie told the audience attending the 74th Annual Couchiching Summer Conference in Orillia, Ontario, Canada on The Use of Force Within and Between Nations that Canada’s troops will have casualties. As many as 1,250 Canadian soldiers will be serving in Afghanistan by February 2006. A 250-strong provincial reconstruction team mission is currently gathering to stabilise the Kandahar region joining the nearly 700 troops already serving in Kabul. “Every time you kill an angry young man overseas, you’re creating 15 more who will come after you”, he said.

“There are things worth fighting for. There are things worth dying for. There are things worth killing for”, Leslie told the conference and he said the end result would be worth the cost:

Patterns of behaviour and beliefs about sovereignty, economics, national interests, national values, social development, the willingness to help others, a drive towards democratic institutions and representational government, the rule of law, quality of life, human rights and national culture are all parts of the larger equation of security requirements and potential solutions.
Retrieved from “https://en.wikinews.org/w/index.php?title=%27Afghanistan_is_a_20-year_venture%27_warns_Canadian_general&oldid=1093900”
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Woman killed in shark attack at Amity Point, Australia

Admin

Sunday, January 8, 2006 — Original Reporting

A woman in Australia has been killed in a shark attack. The attack occurred at 5pm (Local Time) just off Amity Point, North Stradbroke Island, south-east of Brisbane.

The woman, described as 21, had lost both arms up to the elbow and sustained severe wounds to her torso and legs. She was carried to shore by friends and was then flown by rescue helicopter to the Princess Alexandra Hospital in Brisbane. Surgeons were unable to save her.

The woman was holidaying from Brisbane with a church camp and attempts to contact her family have been made.

Emergency Services Rescue Helicopter crew officer Rod Morgan said the woman had suffered massive blood loss.

“She was very pale” he said, “We were diverted right away and were able to be on the scene within minutes and were able to have the patient at hospital within an hour of the attack.”

“She had life threatening injuries she had lost significant amounts of blood and the patient had what we would call an altered level of consciousness where it wasn’t able to communicate directly with the patient” said Queensland Ambulance paramedic Lachlan Parker.

There were many witnesses at the scene and they are now being interviewed by Police at Amity Point. They are described as being distraught.

One witness, who asks to not be identified, described that the victim was swimming in the sea with her Border Collie. When the attack happened, the dog ran home to raise the alarm.

“I was across the road from where she was staying and I saw the dog come flying up the road all wet and shivering and whimpering,” she said, “Then a little boy came running up and said the girl had lost her leg and her arm and everyone ran out of the house towards the beach. It was just a little black-and-white dog but he was crazy so I locked him under the house.”

Other reports claim that the woman had been scuba diving in murky shallow water approximately 15 metres from the shore.

The woman is believed to be from McDowall in Brisbane, but her name has not yet been released.

A resident of Amity Point for 20 years, Brad Ross, said tourists visiting the area have been warned of potential attacks; “The shore just falls away into 30m of water and there are plenty of bull sharks out there. People know when they enter the water there they’re stepping into a shark habitat.”

Other beaches on the island are protected by drum lines.

Queensland state police inspector Peter Harding believes from the severity of the woman’s injuries that she was attacked by a group of bull sharks, a species known for aggressive behavior this time of year. Water police will search for the sharks today and as a result, beaches on the east and west of Amity Point have been closed.

This is the first attack in the area since August 1972.

Local wisdom cautions against allowing dogs in the water at swimming beaches, because of a fear that they attract sharks, perhaps because of residue accumulated from fleas which live on the dog’s blood.

Retrieved from “https://en.wikinews.org/w/index.php?title=Woman_killed_in_shark_attack_at_Amity_Point,_Australia&oldid=4520026”
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Chrysler files for bankruptcy, Fiat Group SpA to run company

Admin

Friday, May 1, 2009

The American auto company Chrysler filed for bankruptcy Thursday, however a deal with European auto maker Fiat went through. The emerging Chrysler will be owned 55 percent by the United Auto Workers, eight percent by the United States Government, two percent by the Canadian Government and Fiat would begin with a 20 percent share.

Chrysler Chief Executive Robert Nardelli will step down when the bankruptcy proceedings are finalized.

Initially, the Italian company, Fiat, will appoint three members on the emerging Chrysler’s new board, and the United States government will appoint six. Fiat can assume the majority of the ownership upon repayment of American loans.

Chrysler administrators expect that the bankruptcy should take a couple of months.

“We expect this to be a very short, 30-to-60-day bankruptcy process, during which the company will function normally,” a top administration official said, “People will be able to buy cars, they will have their warranties honored, and everything should go on normally.”

The bankruptcy filing indicated that Chrysler was in debt to 20 creditors to a tune of more than $10 million each.

Meanwhile, the deal with Fiat did go through, and Chrysler should have cars designed by Fiat out on the market by 2011.

“It’s a partnership that will give Chrysler a chance not only to survive, but to thrive in a global auto industry,” said American president Obama, “Fiat has demonstrated that it can build the clean, fuel-efficient cars that are the future of the industry.”

However, automotive analyst Erich Merkle has hesitations.

“History would show that alliances really don’t work that well,” Merkle said, “even though, no matter how good they may look on paper.”

The restructuring has been managed by Steve Rattner, a former investment banker, and the U.S. Government auto task force.

Obama has set three ultimatums before Fiat. Fiat should produce a 40 mile per gallon vehicle while managing the new Chrysler, transfer fuel efficient Fiat technology to Chrysler factories in the United States, and produce cars in Chrysler factories and distribute them in Europe.

Retrieved from “https://en.wikinews.org/w/index.php?title=Chrysler_files_for_bankruptcy,_Fiat_Group_SpA_to_run_company&oldid=4455651”
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Cryptocurrency Wallet Development Realizes The Future Of Payments

Admin

There is an uncompromising upward trajectory when it comes to crypto prices. There is a drastic increase in the number of individuals investing in digital currencies and as a result, cryptocurrencies like Ethereum and Bitcoin are hitting their all-time highs. Every year, we witness new entrants in the global digital currency wallets, leaving plenty of options for the investors. All of this means that there will be an increase in the demand for cryptocurrency wallet development.

Cryptocurrencies can be stored in a variety of wallet options. Similar to a password, the cryptocurrency wallets store a private key for every individual coin. The best way to recharge cryptocurrency to a digital wallet is to do it via a cryptocurrency exchange that people use to buy currency (Id Est Gemini or Coinbase). However, many mainstream companies like Robinhood and Paypal also incorporate options to buy, store, and sell cryptocurrency.

What is Cryptocurrency?

Protected by cryptography, cryptocurrencies are a form of virtual currency that is nearly impossible to counterfeit or double-spend. Most of the cryptocurrencies are built on distributed ledgers and use decentralized networks which are built on blockchain technology. Cryptocurrencies are not issued by central government authorities, which makes them immune to government policies across the globe.

How Do Cryptocurrency Wallets Function?

  • The wallet stores crypto transactions in an unalterable blockchain network.
  • The cryptocurrency wallet contains all the public as well as private keys related to the currencies.
  • When a wallet user sends cryptocurrencies to another user, he actually transfers the digital coin ownership to the recipient.
  • The users are only allowed to transfer their digital coins if their private key matches the public key.
  • The public key is used to receive the funds whereas the private key is used to validate the transactions.

Types of Cryptocurrency Wallets1. Desktop Wallets

Desktop cryptocurrency wallets can be downloaded on a desktop PC or a laptop and only be accessed via that particular computer. Most desktop wallets are secure, however their security can be compromised if there is a cyberattack on your computer. In the case of a virus or hack, the users would lose all of their funds. Some popular examples of desktop wallets are Bitcoin Knots and Armory.

2. Virtual Wallets

Virtual wallets for cryptocurrency are based on the cloud and can be accessed from any location using any device. Storing private keys online has become safer and convenient with the advent of blockchain technology. Still, they are vulnerable to cyberattacks, and there is a chance of theft, as cloud services are controlled and managed by third-parties.

3. Mobile Wallets

These cryptocurrency wallets can be accessed from mobile devices using an app. Many retail stores and supermarkets accept payments via mobile cryptocurrency wallets. However, mobile wallets have more limited cold storage capacity than desktop wallets. Some popular examples of mobile cryptocurrency wallets are Bither, Green Address, and BitGo.

4. Hardware Wallets

Hardware wallets are very different from mobile, desktop, and virtual wallets, as they don’t store user’s private keys online. Instead the keys are stored on a hardware drive like USB. These cryptocurrency wallets incorporate robust security measures and are capable of executing online transactions. Hardware wallets support various digital currencies and are compatible with different web interfaces. Some popular hardware wallets are Ledger Nano S, Keep Key, and Trezor.

5. Paper Wallets

Paper cryptocurrency wallets are the most secure means to store cryptocurrencies. The software generates the private and public keys that can be printed. The wallet holders can easily transfer funds from their software wallets to a paper wallet. The users can scan their QR codes to transfer friends back to the software wallets.Bitaddressis a perfect example of paper cryptocurrency wallet.

Current Cryptocurrency Trends in the Market

Bitcoin was the first cryptocurrency developed and all other cryptocurrencies developed post-bitcoin launch are often denoted as Altcoins or alternate coins. Being the best alternative to fiat currency, cryptocurrencies will surely disrupt the current monetary system.

As per Markets and Markets, In 2019, the cryptocurrency market was valued at $1.03 billion. Moreover, by the end of 2024 the market is projected to grow to $1.40 billion with a CAGR of 6.18% during this period. The high cost of cross-border remittance, monetary value fluctuations, investment growth in crypto venture capital, and the transparency that distributed ledger technology brings have influenced the market growth.

Source:MarketsAndMarkets

Leading Cryptocurrency Wallets in 2021

Majourly, the cryptocurrency wallets can be divided into two categories – Software Wallets and Hardware Wallets.

Best Hardware Wallets for Cryptocurrency1. Ledger Nano S

Since its inception in 2014, the Ledger Company has made big strides. This hardware wallet is perfect for anyone who is serious about their cryptocurrency security. Ledger Nano S has its own operating system called BOLOS and features 2-factor authentication.

2. Trezor One

Trezor is renowned for developing the first hardware cryptocurrency wallet using modern cryptography. The Trezor One crypto wallet was designed and developed in Czech Republic by a stellar cyber security team and cryptocurrency advocates. In Czech, the word trezor translates to “vault”. Similar to Ledger Nano S, Trezor One also use two-factor authentication to authenticate transactions.

Best Software Wallets for Cryptocurrency1. Coinbase

With a motive to enable anyone access Bitcoin anywhere, Coinbase is the catalyst in creating an open financial infrastructure. Currently, more than 35 million users across 100 countries trust Coinbase for their cryptocurrency related transactions.

2. Gemini

Gemini is the industry-leading cryptocurrency exchange accessible via both mobile and PC. The app users can track cryptocurrency prices in real-time using the app itself. The app also allows users to set price alerts so that the users can act immediately on price fluctuations.

Steps for Cryptocurrency Wallet Development

It isn’t easy to develop a cryptocurrency wallet that is user-friendly and secure at the same time. The cryptocurrency wallet developers need to have a clear understanding of which type of wallet application they want to build. The following are the typical process for cryptocurrency wallet development:

1. Define Your Cryptocurrency App Type and Concept

As there are several cryptocurrency wallet apps already out there, there is no need for you to reinvent the wheel. Your app idea can be similar to the existing cryptocurrency wallets; hence, you can learn from your competitors and speed up your cryptocurrency wallet development process.

Your answer to the following questions will help you define the crowdfunding app concept:

  • What type of cryptocurrency wallet do you want to develop?
  • What will be the USP of your cryptocurrency wallet?
  • Which cryptocurrencies do you want to support with your app?
  • How will you differentiate your app from the competition?

2. Evaluate Existing Market Scenario

When you know the type of cryptocurrency app that you want to develop, it’s time for you to analyze the market. In the earlier section of this article I’ve talked about the types and trends of cryptocurrency wallets, and the top existing cryptocurrency e-wallets in the market.

I recommend you to do a SWOT (Strengths, Weakness, Opportunities, and Threats) analysis to know how to win the competition. Try to identify the USP of top cryptocurrency wallet apps and replicate the strategies for your app.

3. Design UI/UX

Yes, designing FinTech apps is quite challenging. ManyFinTech developersdirectly skip to UI/UX designing without creating mockups for their apps. To be noted that mockups are essential when it comes to FinTech app development. Wireframes and mockups allow FinTech companies to identify user flow and build user-friendly information architecture. At Nimble AppGenie, our designers use Mockingbot and Axure for wireframing and mockups.

4. Develop Technical Architecture and Backend

Your cryptocurrency app performance heavily depends on the technical architecture. Several aspects like user interface, database, workflow, service tools are part of the technical architecture. You can refer to the following illustration to understand technical architecture better.

When your cryptocurrency app’s technical architecture is ready, you should start developing the backend. Backend development is a lengthy process as the developers would have to set up the development environment and build internal and integrate external APIs to create robust app’s backend.

For backend development, you either use a SaaS solution or develop the entire infrastructure by yourself. I prefer using a ready to implement SaaS solution i.e. Cloudkit, AWS Mobile Hub, and Firebase. By using SaaS software solutions, we are able to save time and money for our clients. However, apps that require personalized features and have rigid requirements need to be developed from scratch.

Some other recommendations for cryptocurrency wallet backend development are:

Use Bitcoin libraries for iOS and Android.Since most of the cryptocurrencies are open source, there is no need to reinvent the wheel to create your cryptocurrency wallet. It is sufficient to utilize specific libraries like Coinbase SDK or Bitcoin SDK. Based on the type of your cryptocurrency wallet, we can suggest the best technology for developing your app.

Synchronize your wallet into the blockchain via several APIs. Distributed ledger Application Programming Interfaces (APIs) will allow you to synchronize your cryptocurrency wallet with the blockchain ecosystem. The most common APIs are Factom, Bitcore, and Coinbase.

Add payment feature. If you want your users to make payments via your app, you should empower them with the ability to pay via cryptocurrency. You can integrate cryptocurrency payment services like BitPay or BitPOS to enable this functionality in your app.

5. Frontend Development

First thing first, you need a responsive design. Your app should respond immediately when users input a command. The user experience needs to be top-notch. The most crucial thing about the cryptocurrency wallet frontend is that it should prove the crypto benefits with a sense of reliability. The wallet will be accessing real-time crypto market data, which is very essential for their decision making.

TheFinTech UX/UXdesigners will replicate the designs created during the wireframing and mockups process. HTML, CSS, and JavaScript are among the primary technologies UI/UX designers use to develop app frontend. They’ll be integrating several third-party APIs to gather real-time currency data from the market.

6. Testing

Testing is an indispensable part of everysoftware development life cycle. No matter whichsoftware development methodologyyou are using, testing will be there at the end of every sprint. The quality analysts check the app functionalities and code, and also compare it with theoriginal requirement document.

When the first testing spring is done, the QA team forwards the software code back to the development teams and asks them to resolve the errors/bugs. Afterwards, the development team makes the required changes and sends the final draft back to the QA team. The app can only be released when it gets a green flag from the QA team.

Necessary Features for Cryptocurrency Wallets

Features for cryptocurrency wallets are no different than other FinTech applications. Starting from the seamless registration process, followed by KYC and AML compliances, the cryptocurrency app would require you to pay significant attention to the user experience because app abandonment rate is high when it comes to FinTech apps.

Features like Trading and exchange are quite difficult to implement in comparison to the process forinvestment apps. Cryptocurrency apps are required to be integrated with the cryptocurrency ecosystem in order to receive real-time updates.

However, following are the feature you should consider incorporating in your cryptocurrency wallet app:

  1. Seamless onboarding
  2. User account management
  3. Robust security
  4. QR-code scanning
  5. Cryptocurrency management (send, receive, and store cryptocurrencies)
  6. Trading and exchange cryptocurrencies
  7. Push notifications

Conclusion

Indeed, cryptocurrencies are the future of digital payments. The rise of bitcoin has impacted the global monetary ecosystem. Several studies have revealed that the cryptocurrencies market will continue to grow and reach unprecedented levels.

Keeping this growth in mind, it is evident that there will be an increase in the demand for cryptocurrency wallet development. If you’re looking for a FinTech software development company that has extensive knowledge in developing technology solutions for the banking and finance industry, feel free to reach out us atcontact@nimbleappgenie.com

Mouse makes nest in cash machine, eats money

Admin

Sunday, April 1, 2007

In Estonia, a mouse made its nest in a cash machine and spent the weekend eating tens of thousands of kroons in bank notes. The critter was discovered after a customer making a withdrawal got half-eaten bills from the machine.

“ At some stage over the weekend the chewed money jammed, and the mouse seems to have spent the rest of the weekend turning the notes into bedding. It probably was attracted by the warmth from the machine and decided to make itself at home. ”
 

Experts are now investigating how the rodent was able to get into the ATM.

Retrieved from “https://en.wikinews.org/w/index.php?title=Mouse_makes_nest_in_cash_machine,_eats_money&oldid=425131”
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Lobby groups oppose plans for EU copyright extension

Admin

Tuesday, February 26, 2008

The European Commission currently has proposals on the table to extend performers’ copyright terms. Described by Professor Martin Kretschmer as the “Beatles Extension Act”, the proposed measure would extend copyright from 50 to 95 years after recording. A vast number of classical tracks are at stake; the copyright on recordings from the fifties and early sixties is nearing its expiration date, after which it would normally enter the public domain or become ‘public property’. E.U. Commissioner for the Internal Market and Services Charlie McCreevy is proposing this extension, and if the other relevant Directorate Generales (Information Society, Consumers, Culture, Trade, Competition, etc.) agree with the proposal, it will be sent to the European Parliament.

Wikinews contacted Erik Josefsson, European Affairs Coordinator for the Electronic Frontier Foundation (E.F.F.), who invited us to Brussels, the heart of E.U. policy making, to discuss this new proposal and its implications. Expecting an office interview, we arrived to discover that the event was a party and meetup conveniently coinciding with FOSDEM 2008 (the Free and Open source Software Developers’ European Meeting). The meetup was in a sprawling city centre apartment festooned with E.F.F. flags and looked to be a party that would go on into the early hours of the morning with copious food and drink on tap. As more people showed up for the event it turned out that it was a truly international crowd, with guests from all over Europe.

Eddan Katz, the new International Affairs Director of the E.F.F., had come over from the U.S. to connect to the European E.F.F. network, and he gladly took part in our interview. Eddan Katz explained that the Electronic Frontier Foundation is “A non-profit organisation working to protect civil liberties and freedoms online. The E.F.F. has fought for information privacy rights online, in relation to both the government and companies who, with insufficient transparency, collect, aggregate and make abuse of information about individuals.” Another major focus of their advocacy is intellectual property, said Eddan: “The E.F.F. represents what would be the public interest, those parts of society that don’t have a concentration of power, that the private interests do have in terms of lobbying.”

Becky Hogge, Executive Director of the U.K.’s Open Rights Group (O.R.G.), joined our discussion as well. “The goals of the Open Rights Group are very simple: we speak up whenever we see civil, consumer or human rights being affected by the poor implementation or the poor regulation of new technologies,” Becky summarised. “In that sense, people call us -I mean the E.F.F. has been around, in internet years, since the beginning of time- but the Open Rights Group is often called the British E.F.F.“

Retrieved from “https://en.wikinews.org/w/index.php?title=Lobby_groups_oppose_plans_for_EU_copyright_extension&oldid=4567795”
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Affordeable High Risk Car Insurance Online

Admin

By Greg Haehl

When you are looking for car insurance you basically have two different types of insurance to choose from (although there are many variations). You can choose to buy either full-coverage or you can choose to purchase a less-expensive but higher risk minimum liability insurance.

If you are trying to save money you may decide upon the affordable high risk limited liability car insurance.

Each state sets its own minimum limits on the amount of liability insurance that its drivers must purchase, so the amounts in the following example of a basic liability policy may not apply to your state.

[youtube]http://www.youtube.com/watch?v=9kAUzJjCYqM[/youtube]

Liability insurance is always expressed as 3 numbers in the form of: 10/20/10. In this example the first “10” means that the insurance will pay a maximum of $10,000 in medical payments to any one individual injured by your vehicle. The “20” refers to the fact that the insurance pays a maximum of $20,000 in medical payments for any one accident regardless of the number of people involved, and the final “10” means that the insurance will pay a maximum of $10,000 in property damage for any one accident. Property damage includes, but is not necessarily limited to, the repair or replacement of the other person’s car.

What makes this type of insurance high risk is the fact that the amount of coverage is rather low, making it a distinct possibility that your basic liability coverage may not fully pay for all of the medical bills or the property damage caused by an accident. If that should be the case you may be held personally responsible for paying the difference out of your own pocket or purse. This could mean the depletion of your savings or even the forced sale of your home.

The other thing which makes a basic liability policy high risk is the fact that liability insurance pays nothing whatsoever toward the repair of your vehicle after an accident and it also does not pay for your medical bills or for the medical expenses of anyone riding in your vehicle.

It is possible to buy liability insurance with limits higher than the minimum amount required by your state – but the cost will be higher. You could also buy full coverage insurance, which includes collision, comprehensive and personal injury protection insurance in addition to liability insurance. Often a full coverage package also includes uninsured motorist protection. Again, the cost for a full coverage policy is higher than it is for a basic minimum liability policy.

The best place to find truly affordable high risk car insurance is online. You’ve probably seen the sites that allow you to compare the cost of car insurance from a number of different companies. The trick is to find at least 3 of these websites and fill out the form on all 3 of them, not just one site. In this way you will see the prices from many more companies and you have a better chance of finding the truly lowest possible price.

Also remember to answer the questions on all 3 sites the same way so that you are comparing the same policy on all three sites.

The final step is to compare all of the prices you have gotten and simply choose the lowest price you’ve found. That’s it! You’re done!

About the Author:

Affordable High Risk Car InsuranceThe Cheapest High Risk Car Insurance Policy

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