byAlma Abell

Some banks would have you believe that free checking is a thing of the past, but that’s far from the truth. In reality, there are a few places to get free checking in Brevard. One financial institution offering these accounts is CCU (Community Credit Union) of Florida. The amount of standard services that come with a free checking account is surprisingly high, and this makes it a great type of account for many customers. Here are some of the things you can expect to get:

A free debit card is standard for today’s checking accounts whether they are free or paid. These cards are directly connected to the account, so you can pay for things using checking funds without actually writing checks. Such convenience may not seem like a big deal, but it can be a lifesaver. With a debit card, you can pay a bill right before the due date cutoff without worrying about processing times. This is great if you’ve been paid in the evening and need to race a payment through an online system for just-in-time delivery.

ATM access is also part of a free checking account. Your debit card also serves as your ATM card.

Telephone banking is standard. You’ll be able to check your balance, transfer funds between accounts at the same institution, and more. Mobile and online banking are also available for free, as are mobile deposits. Online banking sites also offer helpful information like mortgage rates, budgeting tips, and other standard financial information.

One aspect of typical offerings of Free Checking is a bit of a mixed bag. Often, banks and credit unions only offer electronic statements for these accounts. This is undesirable when the time comes that a paper statement is needed. Some lenders, for example, demand paper bank statements to verify income or financial status. Home printouts are generally seen as suspect.

Free checking in Brevard also doesn’t offer interest. If you have enough money to cover the minimum account balance for an interest-bearing account, you should choose that instead. For most people, though, a checking account isn’t used as a type of investment. Therefore, most will appreciate having a no-fee checking account and not even notice any limitations. To learn more about available mortgage rates and more,