Author: Admin

Key Components To Your Medical Insurance Coverage

At first glance, one might think that you know exactly what your insurance company offers but when you look at the overall picture there can be a good amount of information that is hidden in policy documents and if you do not know what to look for you may not realize that your health insurance company limits coverage until you’re left with a big bill. These documents are written in very confusing English and if you really want to know what they say it will take some reading and research.Most people know to look at the co-pay or co-insurance amount and the deductible but most insurance companies realize this and therefore they don’t usually change these amounts too much. While these items seem of the utmost importance to most people it is the exclusions and limits that are set about by the health insurance companies that make your insurance become a lot more costly.If you want to find these exclusions, you must go through policy documents and searching for words such as exception, excluded, pre-authorization, limited, and maximum benefit for life or maximum annual benefit. These are the words that will reduce your insurance up to a very limited predetermined amount before you even get to the door of your doctors office. It is important to understand that pre-authorization for treatment is a requirement for many insurance policies and if you do not get authorization in advance you could end up paying the entire bill for your treatment.At first it may be difficult to really understand what your policy documents say, but if you do your homework and look up information online you will soon begin to realize what the policy documents are telling about your health insurance coverage. If you have questions about your health insurance coverage, make sure you call your insurance company and ask them directly what the actual meaning of a quotation or chosen section means.You have the right to fully understand everything that your health insurance policy offers you and what it does not. Taking the time to make your selection with care and gain a thorough understanding of your health insurance policy so it will help you get the most from your insurance benefits and you will also be aware of pitfalls you may encounter along the route.

Apple unveils iPhone 4, iOS 4 at Worldwide Developers Conference 2010

Tuesday, June 8, 2010

Yesterday, at this year’s Apple Worldwide Developers Conference (WWDC), company CEO Steve Jobs unveiled iPhone 4, along with the new iOS 4 operating system for Apple mobile devices.

The announcement was long-awaited but not a very big surprise. In April, the technology blog Gizmodo obtained a prototype of the new phone and published details of it online. While introducing iPhone 4, at the annual conference, Jobs started by hinting at the incident, saying, “Stop me if you’ve already seen this.”

The new iPhone was praised by Jobs as “the biggest leap we’ve taken since the original iPhone.” It is only 9.3 millimetres (0.37 inches) thick, making it “the thinnest smartphone on the planet”, a 24 percent reduction from Apple’s previous model, the iPhone 3GS. Structure-wise, iPhone 4 has a new stainless steel frame, which acts as an antenna, supposedly boosting its signal reception abilities and possibly reducing the amount of dropped calls. It also has a new screen, dubbed a “retina display,” which displays images at 326 pixels per inch. During the keynote, Jobs demoed the device’s new internal gyroscope as well. Even though it now uses Apple’s faster A4 processor (first used in its iPad tablet), iPhone 4 has a claimed seven hours of 3G talk time, up two hours from the 3GS.

In addition to its design features, Jobs showed off iPhone 4’s new video calling abilities. This feature is called FaceTime, and connects with other iPhone 4s via Wi-Fi. The phone has two cameras: one on the front for video chats, and one on the back for taking pictures and other videos. The rear camera has a resolution of five megapixels, is capable of recording high-definition video, and has an LED flash.

The iPhone 4 will use Apple’s latest mobile operating system, iOS 4. Formerly “iPhone OS,” iOS 4 was first introduced by Apple in April, and includes multitasking capabilities. Jobs called the new software “the most advanced mobile operating system in the world.” iOS will support Apple’s new mobile advertising service, iAd, which goes live on July 1.

iPhone 4 will be available on June 24 in the United States, United Kingdom, France, Germany, and Japan. It comes in two colors—black and white—and two storage capacities. The 16GB version is priced at US$199 and the 32GB version at US$299. The iPhone 3GS’s price will be reduced to US$99, and the iPhone 3G will be discontinued. iOS will be available as a free software update to users of compatible older Apple devices (including the 3GS) on June 21. In the U.S., iPhone 4 will only be available on AT&T’s cellular network, despite calls for Apple to let the iPhone be used on other carriers, such as Verizon.

Competition-wise, the BlackBerry mobile device is still the most popular smartphone right now. Apple is also facing some serious competition from web giant Google’s Android operating system, as well as Palm’s webOS. Earlier this year, Android phones managed to outsell iPhones. iPhone users, however, account for over half of those surfing the Internet on a mobile browser in the U.S. Jobs also noted that over five billion iOS applications, commonly called “apps,” have been purchased from Apple’s App Store. The App Store currently has around 225,000 different apps for sale.

Retrieved from “https://en.wikinews.org/w/index.php?title=Apple_unveils_iPhone_4,_iOS_4_at_Worldwide_Developers_Conference_2010&oldid=4576606”
Uncategorized

How To Make A Free Adult Website Creating, Designing, And Generating Traffic

By Sean Goudeloc

Adult websites are a booming industry. Every year, adult websites are growing by leaps and bounds. They are among the most searched sites on the web, having a wide range of followers from all over the globe, and of all ages. In fact, the industry has flourished so greatly that there are now several niches that cater to every type of patron: S & M lovers, preference for older aged men and women, lonely hearts, to name a few. Adult websites has become a ‘breath of fresh air’ for many adults, especially after a long day of work and responsibilities. Here is where they can relax, meet and interact with other people. If you want to take a bite from the pie of the adult movie industry, this article is for you. Here are tips on how to make a free adult websiteincluding creating, designing and generating traffic into your website!

First of all, your site, just like any other site, should be accessed 24 hours a day, 7 days a week. Imagine your site visitor’s frustration if he wanted to check your site but it is unavailable.

Your adult website must be eye catching. This means lots of naked beauties and great graphics. The style and appeal matter a lotthus, invest in helpful design tools and software such as Adobe Flash and Photoshop.

[youtube]http://www.youtube.com/watch?v=IU5zYE0hM7E[/youtube]

Include a search engine so your visitor can easily peruse other profiles and share similarities in interests, hobbies, location, jobs, etc. Why not include a feature that will match the compatibility of the website user and other users?

Include other fun features as these are important aspects when learning how to make a free adult website. Video streaming, web chatting, e-book access, instant messaging, media downloads, are a few fun things to include in your website to make it more fun and interactive.

Once you have set up your free adult website, you are then faced with another problem: how to generate income into your website. This is much harder said than done. Your visitors should be ‘real’ and legal, and not people paid to view on websites and click on sites.

The best way to generate traffic is by writing, formulating and posting articles on adult dating and adult websites. If you do not fancy yourself as a writer, you can hire one. State a few good points about your website and capitalize on that. When you publish it to article directories like Ezine, more people can become aware and interested in your site, and thus, there is a real budding interest in visiting and signing up at your adult website.

If you do not have the talent or patience to learn how to make a free adult website, you can always leave it to the pros. Simply put, hire people who can do the job for you. Get help from web designing companies to do the work for you. By doing that, you get a lot of weight and pressure off your shoulders and still get the maximum profits out of them.

About the Author: Ready To Start Your Own

Internet Based Business

And Make Real Money Online? For A Limited Time Only – Go To

InternetBasedBusiness.com

For Your FREE eBook That Reveals The Secrets To Getting Your Own Profitable Internet Business In 24 Hours Or Less!

Source:

isnare.com

Permanent Link:

isnare.com/?aid=502248&ca=Internet

Open source game developer Perttu Ahola talks about Minetest with Wikinews

Tuesday, June 30, 2020

Recently, Finnish open-source video game developer Perttu Ahola discussed Minetest, his “longest ever project”, with Wikinews.

Started in October 2010, Minetest was an attempt by Ahola to create a sandbox game similar to Minecraft. Minecraft is a multi-platform commercial game, which was in alpha version when Ahola challenged himself to create something similar to it from scratch, he told Wikinews.

Minetest is an open-source game, which is free for anyone to download and play. It is written in the C++ programming language, and the source code is available on code-hosting site GitHub. According to Ahola, Minetest attempts to run on older hardware, with limited graphics, but to be accessible to more people: those who have outdated technology, and making it available for no cost. Minecraft, on the other hand, is a paid game, currently costing USD 26.95 for its computer version. Minecraft is currently owned by Microsoft, and performs poorly on older hardware.

A correspondent from French Wikinews contacted Perttu Ahola via Internet Relay Chat a few weeks ago, discussing Minecraft. This interview is built on top of the previous interview, as we take a deeper dive into knowing more about this free game which is about to turn ten years old in a few months.

Retrieved from “https://en.wikinews.org/w/index.php?title=Open_source_game_developer_Perttu_Ahola_talks_about_Minetest_with_Wikinews&oldid=4589743”
Uncategorized

Report urges Kenya to ban plastic bags

Wednesday, March 9, 2005File:Plastic bag stock sized.jpg

They are cheap, useful, and very plentiful, and that is exactly the problem, according to researchers. A report issued on Feb. 23 by a cadre of environment and economics researchers suggested that Kenya should ban the common plastic bag that one gets at the checkout counter of grocery stores, and place a levy on other plastic bags, all to combat the country’s environmental problems stemming from the bags’ popularity.

Retrieved from “https://en.wikinews.org/w/index.php?title=Report_urges_Kenya_to_ban_plastic_bags&oldid=4549618”
Uncategorized

Job Interview Help: Cracking The Interview

Jobinterview generally precedes a hiring decision and takes place toevaluate the possible candidate. Most common job interview is thebehavioral interview or the competency-based interview. In behavioraltype or the competency-based interview the candidate is asked aboutsome situations that they might have encountered earlier and how theyreacted to them. This type of interview is based on the notion that apersons past behavior is a good indicator of his futureperformance. Thus, this is more focused on the competencies or theaptitude and proficiency of a candidate.

Inorder to fully prepare for the interview, jobinterview helpis required. This job interview help can be in form of various hints,tips, skills or job interview preparation. Different type of jobinterview help is available professionally in the form of jobcounseling sessions or career coaching programs.

Themost essential job interview help that one can get is to know aboutthe employer that one wants to work for. One must know what thecompany does and where does that particular job position, that one isapplying for, stands in the company. Another very important jobinterview help is to relax and be stress free for the interview. Onemust not only answer questions but must be prepared to ask questionsfrom the interviewer to clear any doubts, if any.

Beingaware of ones non-verbal behavior and listening carefully is alsoa very necessary job interview help or hint. Another essential jobinterview helpor hint that can leave a lasting impression on the employers mindis to be on time. This would show that the candidate is serious aboutthe job and really wants it.

Itis not just about the job interview help/hints before or during theinterview that is critical. Some hints about what needs to be doneafter the job interview is also essential like making notes after theinterview and sending a thank you note to the interviewer.

Australian Defence Department funds controversial development training

Thursday, April 3, 2008

Australia’s Department of Defence spent thousands of dollars on controversial development seminars, Australian media reported Wednesday. The seminars are run by a San Francisco, California-based training company called Landmark Education. The company evolved from Erhard Seminars Training “est”, and has faced criticism regarding its techniques and its use of unpaid labor.

Australia’s Defence Minister Warren Snowdon said that the government is in the process of reviewing Defence Department expenditures on career development. “We’re in the process now of doing an audit, completely unrelated with anything to do with Landmark, which is being undertaken into learning and development to make sure that they meet our needs. … We have to be very sure that the courses that people do undertake are relevant, appropriate and indeed in line with what community expectations might be,” said Snowdon in an appearance on ABC Radio.

We’re in the process now of doing an audit, completely unrelated with anything to do with Landmark, which is being undertaken into learning and development to make sure that they meet our needs.

The Australian and Australia’s ABC News reported that Landmark Education had been listed in France as a “possible cult” in the mid 1990s. When asked about this on ABC Radio, a spokeswoman for the company in the United States, Deborah Beroset, responded: “What happened in France was that a commission established by the French parliament issued a report in which they listed almost 200 organisations as being possible cults … We were never contacted. We were inappropriately included in that list”.

In a program which aired Wednesday, the Australian Broadcasting Corporation radio program AM reported that Australia’s Defence Department spent at least AUD12,270 of taxpayer funds to send government employees to Landmark Education courses. According to AM, the Defence Department said it does not appear that further funds have been sent to Landmark Education since 2004.

In a statement released by the Defence Department, the government stated: “A search of Defence records does not indicate exactly how many individuals attended courses with this training provider, however it is believed it was a small number of individuals. … Defence has been unable to determine individual reasons for why groups within Defence choose this training provider.”

AM also reported that the use of unpaid labor by Landmark Education “has attracted the attention of the US and French governments,” and that some individuals in the mental health field have accused the company of brainwashing. When asked about the allegations by mental health experts that Landmark Education’s techniques amounted to brainwashing, Deborah Beroset responded: “Well, there is absolutely no credence to that whatsoever.”

Decisions on the appropriateness of staff attending courses by Landmark Education are made by individual managers who remain best-placed to assess the development needs of their staff.

In a March 9 article in the Herald Sun, Peter Rolfe reported that taxpayer money was used to send at least 37 police and government staff from Victoria, Australia to seminars run by Landmark Education. Police and Emergency Services Minister Bob Cameron said that “Decisions on the appropriateness of staff attending courses by Landmark Education are made by individual managers who remain best-placed to assess the development needs of their staff,” but State Liberal MP Murray Thompson told the Herald Sun that the funds should have been put towards fighting crime. Apple Inc., Reebok, and Mercedes-Benz have sent employees to Landmark Education seminars, according to a spokeswoman for Landmark.

In October 2006, Landmark Education took legal action against Google, YouTube, the Internet Archive, and a website owner in Queensland, Australia in attempts to remove criticism of its products from the Internet. The company sought a subpoena under the Digital Millennium Copyright Act in an attempt to discover the identity of an anonymous critic who uploaded a 2004 French documentary of the Landmark Forum to the Internet. “Voyage au pays des nouveaux gourous” (Voyage to the Land of the New Gurus) was produced by Pièces à Conviction, a French investigative journalism news program. The Electronic Frontier Foundation represented the anonymous critic and the Internet Archive, and Landmark withdrew its subpoena in November 2006 in exchange for a promise from the anonymous critic not to repost the video.

Landmark Education is descended from Erhard Seminars Training, also called “est”, which was founded by Werner Erhard. est began in 1971, and Erhard’s company Werner Erhard and Associates repackaged the course as “The Forum” in 1985. Associates of Erhard bought the license to his “technology” and incorporated Landmark Education in California in 1991.

Retrieved from “https://en.wikinews.org/w/index.php?title=Australian_Defence_Department_funds_controversial_development_training&oldid=4592918”
Uncategorized

Wikinews interviews World Wide Web co-inventor Robert Cailliau

Thursday, August 16, 2007

The name Robert Cailliau may not ring a bell to the general public, but his invention is the reason why you are reading this: Dr. Cailliau together with his colleague Sir Tim Berners-Lee invented the World Wide Web, making the internet accessible so it could grow from an academic tool to a mass communication medium. Last January Dr. Cailliau retired from CERN, the European particle physics lab where the WWW emerged.

Wikinews offered the engineer a virtual beer from his native country Belgium, and conducted an e-mail interview with him (which started about three weeks ago) about the history and the future of the web and his life and work.

Wikinews: At the start of this interview, we would like to offer you a fresh pint on a terrace, but since this is an e-mail interview, we will limit ourselves to a virtual beer, which you can enjoy here.

Robert Cailliau: Yes, I myself once (at the 2nd international WWW Conference, Chicago) said that there is no such thing as a virtual beer: people will still want to sit together. Anyway, here we go.

Retrieved from “https://en.wikinews.org/w/index.php?title=Wikinews_interviews_World_Wide_Web_co-inventor_Robert_Cailliau&oldid=4608361”
Uncategorized

10 Things You Can Do To Maintain A Healthy Work Life Balance

By Sarah Edison

It is very important to maintain a healthy work life balance, if not for you alone but also for your family. Working constantly is just not healthy. You become tired, grumpy and can even get sick from working too much.

In today’s technologically driven world it’s easy to have get stuck working at a computer, or virtual office. Sometimes, technology makes it so easy that we forget that we need to get off our computer, take a break and maintain that healthy balance of work and play.

Here are 10 ways that you can start improving your work life balance.

1.Leave work at work. Even if you work from home, you should set aside a certain number of hours a day for work, so that you can have some time for you. For at least a few hours a day you should try to log off e-mail, put down your cell phone, and stop discussing work related issues.

2.Working from home has advantages. If you can work from home, it can benefit you. You can take a lunch break whenever you need and make a home cooked meal. You can take breaks when you need them. And, when working from home, dedicate a room to do work. This will create that healthy work life balance.

[youtube]http://www.youtube.com/watch?v=WKS67ycuWy0[/youtube]

3.Family time. Make sure that if you have kids you make time for them every single day. A great way to do this is to make it a priority to eat dinner with your kids. Make it mandatory. You’re family is always more important than work; you don’t want your kids thinking you care more about work than them.

4.Try to make weekends relaxing. If you don’t have to work on the weekends, make that a time where you spend time with family, run errands, and relax. You should make time for fun! Read a good book, go to a museum, rent a movie and make it a movie night. It’s important to have this free time.

5.Take your vacation days. A healthy work life balance means taking your vacation days. You need to take advantage of days away from the job or virtual office. If you can’t afford to go somewhere, just stay home and relax.

6.Exercise. Even just a half hour of moderate exercise will give you a burst of energy to face the day. Before work, during work, whenever you can find time to escape and even take a short walk around the block can really help you maintain your focus.

7.Set limitations at work. Set a cut-off time for working. If your boss doesn’t understand this, a human resources representative would understand this as an act to help your work life balance. Follow these rules you’ve set for yourself to avoid working overtime.

8.Get a hobby that doesn’t involve work. Finding a hobby you enjoy outside of the virtual office or work setting will really help give you something to look forward to. It will also help you see that there is more to life than just work.

9.Get your sleep. You always hear that sleep’s important. But, it really is. Without proper sleep, you aren’t able to properly function. So, never skip sleep to work. It will affect your work and your personal life.

10.Outdoor/indoor activity. It’s really important to maintain a good balance of your indoor/outdoor activity to have a better work life balance. A lot of jobs require much time indoors. So, when you have free time, get outdoors, go to a park with your family or go for a walk. It can really boost your creativity!

It’s important to have a healthy work life balance no matter what your job is. Just remember that taking time to relax is just as important as your work.

About the Author: Sarah Edison is an office space expert at Elite Business Centres. Elite specializes in providing Vancouver virtual office space. You can learn more about their services by visiting their website at http://www.eliteoffices.com

Source: isnare.com

Permanent Link: isnare.com/?aid=529257&ca=Self+Help

13 schools torched in southern Thailand

Thursday, June 14, 2007

In an apparent coordinated attack, 13 schools were set ablaze late yesterday in southern Thailand, an escalation of violence that authorities are blaming on Muslim insurgents.

The 13 schools were burned in Pattani and Yala, two of the three restive, Muslim-majority Thai provinces on the border of Malaysia.

On Monday in the third province, Narathiwat, three teachers were fatally shot. Two female teachers, both Buddhist, were fatally shot while on lunch break at Bansako School in Si Sakorn. A male teacher from another school was gunned down while buying cigarettes at a store in Ra-ngae. On Tuesday morning in Yala’s Raman district, a 60-year-old Muslim teacher was fatally shot in his pick-up truck on the Raman-Balo road.

Since 2004, more than 200 schools have been burned in arson attacks and 77 teachers killed, education officials say. About 110 schools in Narathiwat and Yala provinces have been temporarily closed, while officials re-assess the security situation.

Teachers and schools, potent symbols of the Buddhist majority Thai central government, are prime targets in the Muslim insurgency in south Thailand, which has seen a steady escalation since 2004, with almost daily fatal shootings and bombings, killing more than 2,300 people.

School staff called on the government to provide better security. Many teachers travel with armed escorts, or have taken to carrying firearms themselves.

“We want school compounds to be safe areas for teachers. Today we have no safe areas for teachers, be they houses, communities or schools,” Vicharn Athikapan, chairman of the Confederation of Southern Teachers, was quoted as saying by the Bangkok Post yesterday. “Although it is difficult to deploy soldiers to protect teachers at schools, the state must do it.”

Today, a Royal Thai Army soldier was seriously injured in the explosion of a roadside bomb, which was placed opposite a vocational college in Narathiwat.

Late yesterday evening (local time), a 44-year-old man was killed in a drive-by shooting in Yala. Earlier, in Narathiwat’s Rueso district, three men were fatally shot, and one was beheaded. The beheading was the 10th this year, and one of 25 in southern Thailand since 2004.

Also yesterday, one soldier was killed and another injured in a roadside bomb near a school in Thung Yang Daeng, Pattani. Another soldier was killed and six others injured in Pattani’s Yarang district when a roadside bomb ripped through the pickup truck they were riding in.

On Tuesday in eastern Thailand‘s Sa Kaeo Province, on the border with Cambodia, police detained 15 Cambodian Muslims after one of the group was found to be carrying items that could be used to make bombs.

The owner of the bag told police he was carrying the items for a friend in southern Thailand, and were to be used to make explosives for catching fish. The items were seized, and all 15 men were sent back to Cambodia.

The incident follows a diplomatic flare-up last weekend between Thailand and Cambodia, after published comments were attributed to Thai General Wattanachai Chaimuenwong, saying Cambodian Muslims have links to the Jemaah Islamiyah terrorist organization, as well as the south Thailand insurgency.

Wattanachai, an adviser to Prime Minister Surayud Chulanont, later denied making the statements, after Cambodian Prime Minister Hun Sen issued an angry rebuke against Thai officials.

“Because of their own weakness, they are now finding others to blame,” Hun Sen was quoted as saying by the Associated Press.

Retrieved from “https://en.wikinews.org/w/index.php?title=13_schools_torched_in_southern_Thailand&oldid=2470811”
Uncategorized